Privacy Policy

1. Introduction

GrowthHorizonLab highly values the protection of your business and financial data. This Privacy Policy comprehensively informs you about what data we collect when providing our professional financial optimization services, how we process it, and what security measures we implement to protect your sensitive business data. Responsible handling of your data is the foundation of our trust and is ensured in accordance with the highest ethical and professional standards.

The terms used here correspond to the definitions of the General Data Protection Regulation (GDPR) and Singapore's Personal Data Protection Act (PDPA).

2. Data Controller

Responsible for data processing in connection with our professional financial optimization services and this website is:

GrowthHorizonLab
Marina Bay Street 25
018982 Singapore

Email: info@growthhorizonlab.com
Phone: +65 5830 4927
Business ID: S9286048L

3. Types of Data Processed

  • Business identification data (company name, address, contact details)
  • Financial data (compliance preferences, optimization goals, business growth data)
  • Business operations and financial practices records
  • Notes and strategies from professional financial optimization services
  • Business development progress records
  • Financial consultation notes and session files
  • Website usage data (visit times, pages viewed, interactions)
  • Technical information (IP address, browser type, device information)

4. Purpose of Processing

  • Providing professional financial optimization services and business guidance
  • Client communication and financial guidance
  • Developing financial compliance and business documentation
  • Processing service contracts and payments
  • Managing business development and growth
  • Professional financial services and optimization
  • Financial research and session preparation
  • Marketing communications (with consent)
  • Compliance with legal obligations

5. Security Measures

We implement comprehensive security measures in accordance with Article 32 of GDPR and Singapore PDPA requirements to protect your sensitive business data. This includes state-of-the-art encryption technologies for data transmission, regular security audits of our IT infrastructure, and strict access controls. All client data and business information are handled with special care and are accessible only to authorized employees who are bound by extensive confidentiality obligations.

6. Your Rights

As a data subject, you have the following rights:

  • Right to access all stored business and financial data
  • Right to correction of incorrect or incomplete information
  • Right to deletion of your data (subject to legal retention periods)
  • Right to restriction of processing
  • Right to data portability
  • Right to object to processing, especially for marketing purposes
  • Right to lodge a complaint with the supervisory authority (Personal Data Protection Commission Singapore)

7. Compliance with GDPR and PDPA

GrowthHorizonLab processes all business and financial data in full compliance with the General Data Protection Regulation (GDPR) and Singapore's Personal Data Protection Act (PDPA). We implement the following measures to ensure compliance:

  • Lawful Processing: We process your data exclusively based on the six legal grounds defined in GDPR (consent, contract performance, legal obligation, vital interests, public interest, or legitimate interest).
  • Data Minimization: We collect only data that is absolutely necessary for the proper provision of our professional financial optimization services.
  • Transparency: This Privacy Policy informs you in clear, understandable language about all aspects of data processing.
  • Storage Limitation: Your data is stored only for as long as necessary for the processing purpose or as required by legal retention periods.
  • Data Security: We implement technical and organizational measures to ensure an appropriate level of security for sensitive business data.
  • Processor Agreements: External service providers who process data on our behalf are contractually bound in accordance with Article 28 of GDPR.
  • Data Protection Impact Assessment: We conduct comprehensive data protection impact assessments for high-risk processing operations.

As a Singapore-based company providing professional financial optimization services to international clients, we have appointed a qualified data protection officer who serves as a direct contact for all data protection matters. Contact details are available in section 2.

8. Cookie Policy

Our website uses cookies to improve your user experience and analyze site usage. A cookie is a small text file that is stored on your device when you visit our website.

Types of cookies we use:

  • Essential cookies: These cookies are essential for the website to function and enable basic functions such as site navigation and access to secure areas. Without these cookies, the website cannot function properly.
  • Performance cookies: These cookies help us understand how visitors use our website and enable us to improve site performance. Data is collected anonymously and in aggregate.
  • Functional cookies: These cookies allow the website to remember your choices (such as language or region) and provide customized functions.
  • Marketing cookies: These cookies are used to track visitors across websites for the purpose of displaying relevant advertisements. We use them only if you have given explicit consent.

Cookie Management:

On your first visit to our website, we display a cookie notice where you can accept or reject the use of non-essential cookies. You can change your cookie settings at any time through your browser settings or by revisiting our site and adjusting your preferences.

If you want to reject all cookies, you can do this in your browser settings. Please note that this may affect the functionality of some features on our website.

For more information about managing cookies in different browsers, visit:

  • Google Chrome: chrome://settings/cookies
  • Mozilla Firefox: about:preferences#privacy
  • Safari: Preferences > Privacy
  • Microsoft Edge: edge://settings/privacy

Cookie Policy (English): Our website uses cookies to enhance your user experience and analyze site usage. We use essential cookies for basic site functionality, performance cookies to understand site usage, functional cookies to remember your preferences, and marketing cookies (with your consent) for advertising purposes. You can manage your cookie preferences through your browser settings or our cookie consent banner.

9. Changes to Privacy Policy

The continuous development of our professional financial optimization services and adaptations to changing business requirements may require updates to this Privacy Policy. Therefore, we recommend that you regularly review this policy. In case of significant changes, we will proactively notify you through appropriate communication channels, such as email or notice on our website. The current version is always available on this page with the appropriate validity date.